|
|
 |
| Rates |
Today's Rates
You may call (605)996-1000 to obtain current information.
| Checking |
Minimum
|
Interest Rate
|
APY*
|
| Now Account |
$1,000.00 |
0.25% |
0.25% |
| Super Now |
$2,500.00 |
0.25% |
0.25% |
| Savings |
Minimum Balance
|
Interest Rate
|
APY*
|
| Regular Savings |
$100.00 |
0.25% |
0.25% |
| Money Market Savings |
$2,500.00 - $9,999.99 |
0.25% |
0.25% |
| |
$10,000.00 - $49,999.99 |
.70% |
.70% |
| |
$50,000.00 - $199,999.99 |
1.00% |
1.00% |
| |
$200,000.00 and above |
1.20% |
1.21% |
| Certificates of Deposits** |
Minimum
|
Interest Rate
|
APY*
|
| 91 Day (3 month) |
$1,000.00 |
.60% |
.60% |
| 182 Day (6 month) |
$1,000.00 |
.90% |
.90% |
| 1 Year (12 month) |
$ 500.00 |
1.40% |
1.40% |
| 18 Month |
$1,000.00 |
1.55% |
1.56% |
| 2 Year (24 month) |
$1,000.00 |
1.80% |
1.81% |
| 2 1/2 Year (30 month) |
$1,000.00 |
1.80% |
1.81% |
| 3 Year (36 months) |
$1,000.00 |
2.45% |
2.46% |
| 4 Year (48 months) |
$1,000.00 |
2.60% |
2.62% |
| 5 Year (60 months) |
$1,000.00 |
2.75% |
2.77% |
| IRA's - Flex Term Range |
Minimum
|
Interest Rate
|
APY*
|
| 1-18 months*** |
$25.00 |
1.50% |
1.51% |
*APY = Annual Percentage Yield
** Penalty may be imposed for early withdrawal on Certificates of Deposit
***Rates may change after the account is opened. Fees may reduce earnings
****Fees Certificates of Deposits 91 Day through 2 Years Interest Penalty 90 Days
Certificates of Deposits 30 Months and over Interest Penalty of 6 Months
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