Limits and fees - The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:
| ATM Daily Withdrawal Limit |
$105.00 |
| ATM Weekend Withdrawal Limit |
$315 |
| Replace ATM card or PIN |
$5.00 |
| Debit Card Daily Limits |
$200.00 |
| Debit Card Weekend Limit |
$600.00 |
| Replace Debit card or PIN |
$5.00 |
Mastercard Multiple Currency Conversion Rate (MCCR) A government mandated or wholesale rate selected by MarsterCard from the range of rates available in wholesale currency marketing for the applicable central processing date, plus one-percent.
Preauthorized withdrawal from savings
$1.10 on Preauthorized transfer / cycle $0.10 charge / item after 7th
| Cashier's check |
$2.00 |
| Money Order |
$2.00 |
|
Overdraft (each overdraft paid)
What makes up an Overdraft fee - Check, In-person withdrawal, Automated Teller Machine (ATM) Withdrawal, or Other Electronic Means
|
$20.00 |
| Continuous Overdraft Charge 5 Calendar Day Overdraft Change |
$20.00 |
| Nonsufficient funds (each) |
$20.00 |
| Account activity printout |
$1.00 |
| Special statement cutoff |
$1.00 |
| Account research |
$20.00 per hour |
| Copy of Statement |
$1.00 |
| Stop payment - all items |
$20.00 |
| Wire Transfers |
| Incoming |
$10.00 |
| Outgoing |
$10.00 |
| International |
$60.00 |
| Garnishments |
$10.00 |
| Levies |
$10.00 |
| *Dormant account |
$5.00 per month |
| Faxes |
| Incoming (per page) |
$0.50 |
| Outgoing to local # (per page) |
$0.50 |
| Outgoing long distance 1st page |
$1.00 |
| Each additional page |
$0.50 |
| Copies |
| One side |
$0.15 |
| Two sides |
$0.25 |
| Check cashing |
1% or $10.00 min. |
| Coin Counting |
| 10% for $50.00 or less |
| $5.00 for |
| Safety Deposit Boxes - Annual |
| 10x10x20 |
$50.00 |
| 10x5x20 |
$35.00 |
| 10x3x20 |
$25.00 |
| 5x5x20 |
$20.00 |
| |
| Notary |
$2.00 |
*An account is dormant if for three years:
1. There have been no deposits or withdrawals
2. There has been no communication about the account
3. There has been no communication about account
4. Account statements returned for an incorrect address
Statement of Condition
Fulton State Bank
| Statement at the Close of Business December 31, 2007 |
| Loans & Discounts |
$25,908,947.51 |
Capital |
$ 50,000.00 |
| Bank Fixtures |
$ 1,129,980.51 |
Surplus |
$ 2,000,000.00 |
| Federal Reserve Stock |
$ 61,450.00 |
Undivided Profits |
$ 2,718,898.77 |
| U.S. Bonds |
$ 2,627,939.80 |
Other Liabilities |
$ 468,079.46 |
| Other Bonds |
$ 2,267,700.48 |
Deposits |
$34,619,025.03 |
| Cash & Due from Banks |
$ 4,304,222.51 |
Other Borrowed Money |
$ 5,300.00 |
| Fed Funds Sold |
$ 1,705,000.00 |
$39,861,303.26
|
| Other Assets |
$ 1,856,062.45 |
|
$39,861,303.26
|
|
